On Planning

A thought about budgets.

They are not as helpful as they should be.

The word itself evokes a restrictive feeling. I can’t do this, I can’t do that. It’s not in my budget. And there is an unspoken sense that only ‘poor’ (another word I dislike for another time) people need them.

If you have a budget you are trying to avoid failure.

I prefer plan. We set a plan. A plan can breathe. A plan can change. A plan is elastic and moves with me and my life. Wealthy people have plans.

If you have a plan you are setting yourself up for success.

Why would you try to avoid failure when you can set yourself up for success?